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What Happens After You File a Claim

Posted October 6th, 2010 by HomeownersInsurance.org Staff - no comments

You may be apprehensive to file a claim on your homeowners insurance policy, and rightly so. Filing a claim can increase your monthly premiums, and your property may be added to a database used by insurance companies to track homes with a history of claims. This could make it harder to sell your home or [...]

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Categories: Advice, Natural Disasters

Understanding Your Home’s Replacement Cost

Posted October 5th, 2010 by HomeownersInsurance.org Staff - no comments

Most people by homeowners insurance based on the amount of square footage they have and the neighborhood they live in. Typically, a bank or other mortgage lender requires you to carry only enough insurance to cover their losses in the event your home is destroyed by fire, but that isn’t necessarily enough. Even though your [...]

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Categories: Homeowners Insurance Tips

Claims That Raise Your Premiums

Posted October 4th, 2010 by HomeownersInsurance.org Staff - no comments

These days it seems like everyone is stretched to the financial limit, with so many unemployed and even more struggling to make ends meet. The last thing you need is an increase in your homeowners insurance premium, but that’s just what’s in store for many who file claims. There are three types of claims you [...]

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Categories: Insurance Tips

Homeowners’ Associations from Hell

Posted September 30th, 2010 by HomeownersInsurance.org Staff - no comments

You can get some serious benefits from being part of a local homeowners association. However, they’re not always what they’re cracked up to be. In some cases, being involved in a homeowners association can be a real nightmare. What makes matters worse is that, in many instances, you’re simply at their mercy. If they set [...]

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Categories: Homeowners Insurance Tips

Deadliest Natural Disasters

Posted September 30th, 2010 by admin - no comments

For homeowners, natural disasters aren’t only the deadliest and costliest things that can happen to your house, but they are also the most unexpected. To help you prepare for the disaster that is most likely to occur in your geographical area, we present to you our risk assessment map along with ways to fortify your [...]

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Categories: Uncategorized
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