Home Owners Insurance Blog - your source for home owners insurance tips, buying information and a little fun!

8 Essential Home Inspection Tips for Home Buyers

Posted May 18th, 2012 by Isabell Davila - no comments

The home inspection is one of the most important steps before buying a home. For home buyers, it may be grounds for negotiating price offers, renovations, or necessary fixes. As a fairly comprehensive diagnostic test on the condition of your future home, it is designed to educate both buyers and sellers about deficiencies and problems […]

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Categories: Advice

Top Ten Spots for Roof Leaks

Posted May 17th, 2012 by Elizabeth Adams - no comments

Roof leaks are among homeowners’ biggest fears. Every now and then, they can be signs that a roof needs to be completely replaced, and no one wants to deal with such a major expense. Not surprisingly, most leaks are initially discovered during powerful rain storms. However, if water has built up beneath the shingles over […]

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Categories: Advice

10 Inexpensive Ways to Enhance Your Home’s Facade

Posted May 15th, 2012 by Isabell Davila - no comments

Whether you’re ready to sell your home or just want to boost its curb appeal, the front facade of your home is a very important element that should receive regular upkeep and attention. Sometimes a first impression of a home makes all the difference when it comes time to sell or lease your property. If […]

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Categories: Home Improvement

How the Housing Market Affects Your Retirement Plans

Posted May 15th, 2012 by Isabell Davila - no comments

Seniors looking to retire now are facing financial difficulties due to the state of the housing market in America. When the Baby Boomers purchased their houses early on, they bought during a time when the market was in its optimal state. Now, they owe up to hundreds of thousands on a mortgage they will be […]

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Categories: Advice

Today’s FAQS about the First-Time Home Buyers Credit

Posted May 11th, 2012 by Elizabeth Adams - no comments

The first-time home buyer credit was a part of the American Recovery and Reinvestment Act of 2009, which was also known as the Stimulus and The Recovery Act. It allowed first-time home buyers to take a considerable credit when purchasing a primary residence. As with many other tax credits, there is a great deal of […]

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Categories: Advice

7 Types of Real Estate Agents to Avoid

Posted May 11th, 2012 by Isabell Davila - no comments

Finding a good realtor can make a world of difference when you’re in the market for a new home or selling your own, especially in America’s sensitive economy. A decent broker will be attentive to your needs, won’t try to force you to buy something you can’t afford, and will know the area like the […]

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Categories: Advice

Saving Money & Energy

Posted May 4th, 2012 by Isabell Davila - no comments

Waste accounts for a huge fraction of most residential electricity and water bills. In some cases, nearly 50 percent of all the electricity use in a residence can be accounted for by inefficient appliances, power-hogging standby modes, and other wasteful circumstances. Since electricity is expensive, conservation can lead directly to some pretty substantial savings. However, […]

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Categories: Green Living

8 Ways to Make Your Home More Zen

Posted May 3rd, 2012 by Isabell Davila - no comments

Our lives can be busy and stressful, which is why it’s important to have a place where you can relax and decompress. Although this place should ideally be our homes, oftentimes the home has just as many stress factors, rendering it impossible to enter with a clear mind at the end of a long day. […]

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Categories: Advice

9 Surprise Costs That Come With Home Ownership

Posted May 1st, 2012 by Isabell Davila - no comments

Owning a home is the epitome of the American Dream. However, as a first-time homeowner, you may be faced with many challenges. Leaky roofs, maintenance issues, and repair costs can make any first-time buyer long for those simpler renting days. If you’re like most people, preparing a budget is one of the first steps you’ll […]

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Categories: Advice

Is Mother Nature Turning on Us: A Look at Recent Natural Disasters

Posted April 30th, 2012 by Isabell Davila - no comments

There are many people who believe that the world will soon be coming to an end and that all of the natural disasters that have been occurring are among the first signs. Whether you believe this idea or not is up to you; however, it is hard to deny the fact that Mother Nature seems […]

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Categories: Natural Disasters

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