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Covering your Butt with Homeowners Insurance
Posted January 21st, 2010 by stripes39 - no comments
Getting homeowners insurance is easy enough. You call up your insurance agent or log onto a website, pick the cheapest price, pay your premium and you’re settled.
Unless, of course, you actually have to make a homeowners insurance claim. Then you’re completely screwed. You didn’t pay attention to what your policy actually does – you just [...]
Getting the Most from your Homeowners Policy
Posted January 21st, 2010 by Cameron M - no comments
Unless you’ve got some sort of severe, twisted mental disorder, you don’t probably sit around thinking about homeowners insurance. OK, well, maybe you do if you’re an insurance agent, but most of us aren’t. You get up every day, kiss your spouse goodbye and drop your kids off at school. The last thing on your [...]
Read More →Homeowners Choice In, Citizens Out
Posted January 19th, 2010 by Cameron M - no comments
The latest news from Florida show just how screwed up the homeowners insurance situation in that state really is.
The State of Florida has some screwy laws when it comes to homeowners insurance. Among other things, the state has a state-owned insurance company, Citizens Property Insurance Corporation.
The way that Citizens Property Insurance Corporation works is this: [...]
Floods Force Insurance Flap
Posted January 18th, 2010 by Cameron M - no comments
Sometimes, it just doesn’t pay to have city services.
Take, for example, Stephen Reitter of Framingham, Mass. After having his basement flooded with wastewater two times over the course of eight months, the man is considering filing a lawsuit against the town.
An ice storm last December was the first trigger. During the severe storm, Reitter’s basement [...]
Insurance Companies Hang Customers Out to Dry
Posted January 15th, 2010 by Cameron M - no comments
Dealing with your insurance company can be something of a crap shoot. You never really know ahead of time how things are going to go. You might get lucky, and not have the homeowners insurance company make too big a fuss about your claim and just award you the damages you’re entitled to. Unfortunately, not [...]
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