Home Owners Insurance Blog - your source for home owners insurance tips, buying information and a little fun!

Tips For Dealing With Denied Claims

Posted October 14th, 2010 by HomeownersInsurance.org Staff - no comments

Whenever you submit a claim against your homeowners insurance policy, your insurer could deny it. Dealing with denied claims can be frustrating, confusing, even frightening, but you don’t have to take no for an answer. While in many cases denied claims are simple errors or miscommunications, a claims denial could also represent fraud. If you […]

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Do I Need Hazard Insurance?

Posted October 13th, 2010 by HomeownersInsurance.org Staff - no comments

A typical homeowners insurance policy won’t necessarily cover all the different events that could cause damage to your property. While most policies cover fire, wind, and severe storm damage, certain areas are more prone to different kinds of natural disasters, and the more likely the damage from a specific type of event, the less likely […]

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Dealing with Termite Problems

Posted October 12th, 2010 by HomeownersInsurance.org Staff - no comments

For the most part, homeowners insurance covers losses that are sudden, unexpected, and not your fault. When it comes to termite damage, many homeowners may be surprised to learn the problem isn’t covered on their policy. That means you’ll need to be vigilant in looking for signs of termites, and dealing with infections before they […]

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Categories: Advice

49 Articles About Weather Proofing Your Home Against Disaster

Posted October 12th, 2010 by HomeownersInsurance.org Staff - no comments

Depending on what region of the country a homeowner lives in, they may have to prepare their home against floods, hurricanes, tornados or severe storms. Weatherizing a home is an important step in attempting to prevent damage done by a natural disaster. Not only does this protect the house against damages, it may lower a […]

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Categories: Advice

But I Have PMI!

Posted October 11th, 2010 by HomeownersInsurance.org Staff - no comments

Many of today’s mortgages are required to have Private Mortgage Insurance, or PMI. If you’re thinking that gets you off the hook for buying homeowners insurance, think again. PMI is insurance that protects your lender if you default on the home loan. It does nothing to protect you financially in the event of a fire, […]

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Categories: Advice

A History of Hurricanes in America

Posted October 11th, 2010 by Staff Writer - no comments

As we did before with our post on tornadoes, we continue to take a look at the environmental risks to your and your family and home. Today we turn our attention to hurricanes in America, their frequency, severity, and even how they are formed and spread. EMBED THE IMAGE ABOVE ON YOUR SITE Via: Homeowners […]

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Categories: Uncategorized

Keeping Your Home Safe

Posted October 8th, 2010 by HomeownersInsurance.org Staff - no comments

Accidents are the leading cause of death in people under 45, and they account for about a third of all injury-related emergency room visits, according to the CDC. In-home accidents are also the leading cause of homeowners insurance claims, but there are many things you can do to reduce your risk. Dog Bites – There […]

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Categories: Home Safety Tips

A History of Tornadoes in America

Posted October 7th, 2010 by Staff Writer - no comments

The environmental risks to your family and your home vary based on your geographical location. And a healthy assessment of these risks goes a long way in determining what precautions you should be taking and what kind of homeowners insurance you need. To help you with that process, here’s a look at a history of […]

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Categories: Uncategorized

Understanding Insurance Scores

Posted October 7th, 2010 by HomeownersInsurance.org Staff - no comments

Insurance companies are rated based on their overall financial health and ability to meet their fiscal obligations. Individuals have credit scores, which basically correspond to the same idea. A consumer’s credit score is a three-digit number that represents the individual’s creditworthiness. It is used when determining whether to loan money to consumers, and is often […]

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Categories: Insurance Tips

44 Posts with Tips on How to Make Your Family Room More Livable

Posted October 6th, 2010 by HomeownersInsurance.org Staff - no comments

A family room is the central point of any home. This is where parents gather to drink tea with their spouses, where children complete their homework, and where the dog curls at the feet of game-playing siblings. For this reason, the family room must be decorated for optimal functionality, organized well, have components that all […]

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Categories: Home Decorating

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