Home Owners Insurance Blog - your source for home owners insurance tips, buying information and a little fun!

Tips For Dealing With Denied Claims

Posted October 14th, 2010 by HomeownersInsurance.org Staff - no comments

Whenever you submit a claim against your homeowners insurance policy, your insurer could deny it. Dealing with denied claims can be frustrating, confusing, even frightening, but you don’t have to take no for an answer. While in many cases denied claims are simple errors or miscommunications, a claims denial could also represent fraud. If you [...]

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Do I Need Hazard Insurance?

Posted October 13th, 2010 by HomeownersInsurance.org Staff - no comments

A typical homeowners insurance policy won’t necessarily cover all the different events that could cause damage to your property. While most policies cover fire, wind, and severe storm damage, certain areas are more prone to different kinds of natural disasters, and the more likely the damage from a specific type of event, the less likely [...]

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Dealing with Termite Problems

Posted October 12th, 2010 by HomeownersInsurance.org Staff - no comments

For the most part, homeowners insurance covers losses that are sudden, unexpected, and not your fault. When it comes to termite damage, many homeowners may be surprised to learn the problem isn’t covered on their policy. That means you’ll need to be vigilant in looking for signs of termites, and dealing with infections before they [...]

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Categories: Advice

49 Articles About Weather Proofing Your Home Against Disaster

Posted October 12th, 2010 by HomeownersInsurance.org Staff - no comments

Depending on what region of the country a homeowner lives in, they may have to prepare their home against floods, hurricanes, tornados or severe storms. Weatherizing a home is an important step in attempting to prevent damage done by a natural disaster. Not only does this protect the house against damages, it may lower a [...]

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Categories: Advice

But I Have PMI!

Posted October 11th, 2010 by HomeownersInsurance.org Staff - no comments

Many of today’s mortgages are required to have Private Mortgage Insurance, or PMI. If you’re thinking that gets you off the hook for buying homeowners insurance, think again. PMI is insurance that protects your lender if you default on the home loan. It does nothing to protect you financially in the event of a fire, [...]

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Categories: Advice