Home Owners Insurance Blog - your source for home owners insurance tips, buying information and a little fun!

What Happens After You File a Claim

Posted October 6th, 2010 by HomeownersInsurance.org Staff - no comments

You may be apprehensive to file a claim on your homeowners insurance policy, and rightly so. Filing a claim can increase your monthly premiums, and your property may be added to a database used by insurance companies to track homes with a history of claims. This could make it harder to sell your home or […]

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Understanding Your Home’s Replacement Cost

Posted October 5th, 2010 by HomeownersInsurance.org Staff - no comments

Most people by homeowners insurance based on the amount of square footage they have and the neighborhood they live in. Typically, a bank or other mortgage lender requires you to carry only enough insurance to cover their losses in the event your home is destroyed by fire, but that isn’t necessarily enough. Even though your […]

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Claims That Raise Your Premiums

Posted October 4th, 2010 by HomeownersInsurance.org Staff - no comments

These days it seems like everyone is stretched to the financial limit, with so many unemployed and even more struggling to make ends meet. The last thing you need is an increase in your homeowners insurance premium, but that’s just what’s in store for many who file claims. There are three types of claims you […]

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Categories: Insurance Tips

Homeowners’ Associations from Hell

Posted September 30th, 2010 by HomeownersInsurance.org Staff - no comments

You can get some serious benefits from being part of a local homeowners association. However, they’re not always what they’re cracked up to be. In some cases, being involved in a homeowners association can be a real nightmare. What makes matters worse is that, in many instances, you’re simply at their mercy. If they set […]

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Deadliest Natural Disasters

Posted September 30th, 2010 by Staff Writer - no comments

For homeowners, natural disasters aren’t only the deadliest and costliest things that can happen to your house, but they are also the most unexpected. To help you prepare for the disaster that is most likely to occur in your geographical area, we present to you our risk assessment map along with ways to fortify your […]

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Categories: Uncategorized

50 Posts About Bedroom Decor for Your Home

Posted September 28th, 2010 by HomeownersInsurance.org Staff - no comments

Your bedroom is your own personal domain. For a teenager it can be where they spend most of their time at home. Your room is something you should feel comfortable in. Picking the bedroom can be a very tough decision. Some may choose a more French country design where others want a more classical look. […]

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Categories: Home Decorating

Condominium Pros and Cons

Posted September 27th, 2010 by HomeownersInsurance.org Staff - no comments

Condos are an attractive option for some folks. If you prefer to own a home but not have to deal with things like mowing the grass or shoveling snow, a condominium can be a good idea. Still, it’s not all fun and games. You still have all of the normal home expenses, including things such […]

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Categories: Advice

Living in a Money Pit

Posted September 24th, 2010 by HomeownersInsurance.org Staff - no comments

When you buy a house, it’s not like buying a toaster. If you buy a toaster and it doesn’t work right, or doesn’t do everything you want it to do, you simply take it back. In a worst case scenario where the store won’t take it back, you simply buy another toaster. If you buy […]

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Renewable Energy Investment

Posted September 22nd, 2010 by Staff Writer - no comments

Just like homeowners insurance is an investment in the security of your home, investments in renewable and sustainable energy are an investment in the security of our planet. Keeping that in mind, here’s a look at the growth in this sector.

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Categories: Uncategorized

7 Worst Places to Buy Homeowners Insurance

Posted September 20th, 2010 by HomeownersInsurance.org Staff - 1 comment

Some places are just more dangerous to live than other places. Whether because of natural disasters, or high crime rates, the homeowners insurance in some parts of the country are simply more expensive than in other, safer parts of the country. Below are some of the worst places as far as insuring your home is […]

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Categories: Natural Disasters

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