Rock You like a Hurricane

Posted July 14th, 2010
by Staff (no comments)

As the Scorpions are out on their final tour, wowing audiences with their last chances to hear the iconic “Rock You Like a Hurricane” played live, those who live on the Gulf and Atlantic Coasts of the United States are gearing up for hurricane season. And unlike the legendary German rockers’ song, there’s nothing entertaining about being rocked by a real hurricane. While everyone hopes that one never hits close to their home, having a plan and good homeowners insurance can help you weather the storm if one ever does.

Here are some things to keep in mind as we move into hurricane season:

  • Hurricane season starts at the beginning of June and lasts through the end of November, encompassing about half of the year. If you live near the coast, you should have an evacuation plan in place. Don’t wait until the police are knocking at your door to figure out what you’re going to do and where you’re going to go.
  • One thing every coastal homeowner should have on hand is plywood. When a bad hurricane is on its way, it’s not uncommon for there to be a rush on the lumber yards, and some people might end up doing without. It’s better to have some on hand in case you need it. The plywood is for protecting your windows, of course, and you should have enough to cover all of your windows, especially those that are on the coastal side of your home.
  • If you have pets, make sure you have a pet cage. The last thing you need to be worried about with a CAT 4 hurricane blowing in is where in the world Fido ran off to. Keep your pets with you so you will know where they are in case you need to evacuate. It’s a good idea to keep your kids close, too, though child protective service frowns on putting them in cages.
  • Make sure you have plenty of fresh water on hand. You should have enough to last several days, in case you were to be stranded. You should also have food that stores well and can be eaten without cooking.
  • Know ahead of time what you would want to pack, and have enough boxes or bags on hand to carry it. Of course, if you’re hit with a hurricane bad enough that you need to evacuate, you’ll be limited in how much you can take, but it’s still best to have a plan concerning what you would want to grab and where it should go.
  • Know where you would go. And make sure the people who live there know that’s where you would go. Fleeing from a hurricane is not the time to start thinking about where you might be able to find shelter.
  • Finally, make sure you know what your homeowners insurance covers, should your home be damaged. Many policies don’t include certain types of storm damage, especially flooding, and you might want to consider taking out some additional coverage – preferably before you need it.

Photo via dimsis

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