Home Safety Tips – HomeownersInsurance.org http://www.homeownersinsurance.org Homeowners Insurance Tips and News Fri, 28 Jun 2013 15:01:02 +0000 en-US hourly 1 https://wordpress.org/?v=4.8.1 20 Common Household Problems That Can Turn into Nightmares http://www.homeownersinsurance.org/20-common-household-problems-that-can-turn-into-nightmares/ http://www.homeownersinsurance.org/20-common-household-problems-that-can-turn-into-nightmares/#respond Thu, 24 May 2012 20:18:46 +0000 http://www.homeownersinsurance.org/?p=1534 When it comes to many household problems, some people just think “Oh, I’ll get to that tomorrow,” and don’t address the issue until it’s too late. Whether it’s a leaky faucet, a crack in the wall, animal infestation or a dirty chimney, these common problems don’t seem like a big deal to most people but in reality, they can end up costing you a lot of money with significant damages to your home and can even endanger the welfare of you and your family. It is important to maintain and keep good care of your home and all that goes into it. With that said, let’s take a look at 20 common household problems that can turn into nightmares.

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45 Posts of the Best Steps for Fireproofing Your Home http://www.homeownersinsurance.org/45-posts-of-the-best-steps-for-fireproofing-your-home/ http://www.homeownersinsurance.org/45-posts-of-the-best-steps-for-fireproofing-your-home/#respond Fri, 03 Sep 2010 15:41:05 +0000 http://www.homeownersinsurance.org/?p=903

Fireproofing your home is very important. Your home is one of the most expensive purchases you will make in your lifetime. Keeping it safe from the devastating effects of a fire is not as hard as you might think. Here are several tips on how to keep your home safe as well as your family. Doing small things like, checking your smoke detector batteries and staying with your food when cooking can make big differences. Many people suffer from injuries or loss of property each year due to fires. Use these great tips to keep your home and family safe.

  1. How to Fireproof Your Home: Check out these steps here on protecting your home and your family by fireproofing.
  2. Polk Fire Department- Fireproofing Your Home: Learn from the fire department some easy steps to keeping your family safe.
  3. Green Fireproofing: Take a look at these options on how to fireproof your home while being Eco friendly.
  4. Fire Proof Your Home: Here are five ways you can fire proof your home and do it easily.
  5. Fireproofing Your Home: To protect your home and family from the devastating effects of fire, try these easy steps to fireproof your home.
  6. Monitored Smoke Detectors: Adding monitored smoke detectors can greatly protect your home.
  7. Fireproof Your Home from Brush fires: Learn tips on how to protect your home and property when brush fires are out of control.
  8. Candle Safety: Tips on how to burn candles in your home safely. Keep them away from children to keep them from getting burned.
  9. Fireproof Your Holidays: Keep your home safe from fires during the holidays. Learn how to keep your Christmas trees safe as well as candles and other fire hazards.
  10. Buy a Fireproof Safe: Keep your items like birth certificates or other important papers in a fireproof safe. If you should ever have to face a fire to your home you will at least have these papers safe.
  11. Winter Survival Guide: Get tips on how to prepare your home for winter and how to protect yourself from fire.
  12. Gun Safe in Your Home: When purchasing a gun safe make sure it is a fireproof safe. This helps to protect your valuable firearms in the event of a fire in your home.
  13. 5 Tips to Fireproof Your Home: Get some useful tips on how to fireproof your home. Keep your family and your home protected from the possible event of a fire.
  14. How to Make Your Home More Secure: Learn tips on getting your home up to being a secure protected place. Find out what you need to do to fireproof your home.
  15. Fireproof Your Home for Summer: Here are 12 ways to make sure your home is ready for summer. With brush fires and summer heat there can be unavoidable incidents. Be prepared with these steps.
  16. Simple Steps to Summer Fireproofing: Learn things like moving your recycling outside and being careful where you grill. These things can help to prepare your home for summer.
  17. How to Choose a Fire Safe: Find a few tips on choosing the right firesafe for your home. Make sure your valuable are protected with one of these.
  18. Residential Sprinklers Requirements: Some states require residential homes to have fire sprinklers installed. Find out here what some of those states require.
  19. Top Fire Safety Tips: When you are going on vacation, it is very important to fireproof your home. Use these top tips to make sure your home is safe while you are away.
  20. Is Paint a Fire Hazard?: Find out if certain paints in your home can be a fire hazard. Also get tips on being fire safe at your home.
  21. Tips to Cook Safely in the Kitchen: Get tips on cooking in your kitchen and staying safe.
  22. Fire Safety Tips: Learn how to be fire safe at your home. Have a plan in place in case of a fire.
  23. Tips for Pet Owners: Read here on keeping your home and your family pet safe from fires.
  24. Using Candles Safely: Get information here on how to make sure you use your candles safely. Insure your safety as well as the safety of your home by following these tips.
  25. Stand By Your Pan: Discover why firemen say to stand by your pan while cooking in your kitchen. Learn how this can keep your home safe.
  26. National Pet Fire Safety Day: Get tips on keeping your pets safe from fire as well as tips to fireproof your home.
  27. 15 Fire Safety Tips: Protect your home and your life with these helpful tips on fire safety.
  28. Fire Safety and tips:  Here are a few articles to help you to prepare your home in case of a fire. There have also been reports of antifreeze in residential sprinklers as well as other tips to look out for.
  29. Fire Safety Tips: Here are five home safety tips to keep your house protected from fire.
  30. Fire Safety for Toddlers and Preschoolers: Learn how to educate your young child on being safe around fire. Teach them your plan for getting out of the house and help them understand what fire is.
  31. Keep July 4th Fun and Safe: Tips on being safe while having fun on the July 4th holiday. Learn fireworks safety if you are planning on having them at your home.
  32. One Family’s Story: Hear one families story on the fire that devastated their home. Read a few safety tips on keeping your home and family safe.
  33. Home Fire Prevention Tips: Keep a fire from starting. Learn tips here on how to prevent fires before they start.
  34. Preventing Pets From Starting Fires: Learn how your pet can start a fire in your home. Make sure you follow these tips to prevent that from happening.
  35. Some Tips to Prevent Fire: Get a few tips here to prevent your home from catching fire. Find out what these few safety tips are that can mean a big difference to your home.
  36. How to Prevent Fires: Learn tips on how to prevent your home from catching fire. Practice these tips and keep your home safe.
  37. Home Wiring: Take a look here on how to insure that your wiring is up to date. Making sure your wiring is good will help to prevent possible fires.
  38. Fire Prevention in the Home: If you are concerned about fire in your home, try these tips for preparing your home. Prevention is the first step to stopping the devastating effects of fire.
  39. FireProof Safe: Get tips on using a fireproof safe in your home and which ones work best.
  40. Fire Department Gives Tips: Learn about the Mayport fire department giving tips to homeowners on fire prevention tips. Also find out if your fire department does the same.
  41. Fire Prevention Week: Take a look at the fire prevention week. Help children be prepared should they face a fire and also get tips for your home safety.
  42. Prevent Home Fires: Fire prevention week helps to educate people on preventing fires in the home and other places.
  43. New Cooking System to Prevent House Fires: Check out this new cooking system that can help to prevent house fires from starting.
  44. Preventing Heating Related Fires: When it is winter time, the heater can cause fires if not properly maintained. Learn how to winterize your home here.
  45. Preventing House Fires and Loss of Life: Find out how to prevent house fires and keep your loved ones safe.

Image credits: dvs

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Carbon Monoxide Hazards and Your Home http://www.homeownersinsurance.org/carbon-monoxide-hazards-and-your-home/ http://www.homeownersinsurance.org/carbon-monoxide-hazards-and-your-home/#respond Fri, 16 Apr 2010 17:34:38 +0000 http://www.homeownersinsurance.org/?p=325 Carbon monoxide presents a very real danger to you, your family and your pets. Even relatively low carbon monoxide levels can cause health problems, and there are often no easily recognized symptoms. In some cases, simply installing a carbon monoxide detector in your home can improve your family’s health, and may be able to save you a few bucks on your homeowners insurance premiums.

You need to understand that carbon monoxide levels of 10 percent can cause symptoms that are similar to a cold or the flu. They can include things like fatigue, headache, irregular breathing, confusion, coughing and nausea. If everyone in your home is experiencing these symptoms, it could be related to carbon monoxide.

At levels above 20 percent, things become much more serious. At that level, you can lose consciousness, enter a coma or even die.

There are a number of things that can cause high levels of carbon monoxide. The primary causes of carbon monoxide tend to be furnaces, oil heaters and fireplace flues.

Other potential sources of carbon monoxide that can lead to carbon monoxide poisoning include appliances that run on gas, such as a stove, a water heater or a clothes dryer.

Fumes from automobiles can cause a buildup of carbon monoxide, too. In most states, however, building codes require that your garage be lower in the ground than your main floor and that there are vent holes to allow exhaust to escape at the bottom of your outside walls.

If you think you or someone in your family might be experiencing carbon monoxide poisoning, you should evacuate the house. Call emergency services, and contact your local fire department, as well.

The best way to combat carbon monoxide is to regularly have your furnace checked and inspected by a professional. Do the same for other gas appliances, as well as your fireplace. Make sure that all the venting systems are checked, too, so that nothing leaks. Replace your furnace filter regularly, as well.

You can also install carbon monoxide alarms. They should be situated one on each level of the home, somewhere near the bedrooms and around 20 feet away from gas-based appliances.

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Don’t Be Stupid: Home Safety Tips http://www.homeownersinsurance.org/don%e2%80%99t-be-stupid-home-safety-tips/ http://www.homeownersinsurance.org/don%e2%80%99t-be-stupid-home-safety-tips/#respond Wed, 27 Jan 2010 17:22:34 +0000 http://www.homeownersinsurance.org/?p=189 gasburnerWhile you want to pick a homeowners insurance company that’s reliable and that you can count on to pay up when you’ve got a claim, the fact of the matter is you’re much better off avoiding anything that might lead to an insurance claim in the first place. Most accidents in the home are preventable, and most of the time there are things you can do to minimize the damage when an accident does occur.

Here are some of the most basic and most important home safety tips you can follow:

Be ready to respond to an emergency. Make sure there’s a telephone within reach of your bed and of wherever it is you sit in the house most often. Today, most folks have cell phones that can sit nicely on you night stand at night or in your pocket during the day.

In addition, you should make sure you know who to call. Emergency Dispatch (that’s the local “911” operators) service most areas in the United States, but if you’re not in one of those areas make sure you have emergency phone numbers saved on your cell phone address book and printed out near every land line in the house.

You should also keep a first aid kit handy, both in your home and in your car.

Avoid house fires. One of the most common reasons for a homeowners insurance claim is a house fire. Here again, avoiding a house fire is usually pretty basic. Make sure you have smoke alarms installed and test them regularly. Change the batteries yearly.

You should also have fire extinguishers in the kitchen, as well as strategically placed in other locations around the house.

A good part of avoiding house fires is just not being careless. For example, if you smoke, don’t smoke in bed. Don’t overload your outlets or extension cords. Don’t store flammable liquids near heaters. Take extra caution with space heaters.

Watch out for falls. The most common liability claims on your homeowners insurance are going to be due to falls. Make sure your staircases are very well lit, and that you have night lights on near the stairs at all times. You’ll also want to keep your stairs free of any kind of debris or clutter. You should avoid going up or down the stairs when you’re carrying something that will either block your line of sight or throw off your balance, too.

Photo via stefo

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