Hurricanes – HomeownersInsurance.org http://www.homeownersinsurance.org Homeowners Insurance Tips and News Fri, 28 Jun 2013 15:01:02 +0000 en-US hourly 1 https://wordpress.org/?v=4.8.1 49 Articles About Weather Proofing Your Home Against Disaster http://www.homeownersinsurance.org/49-articles-about-weather-proofing-your-home-against-disaster/ http://www.homeownersinsurance.org/49-articles-about-weather-proofing-your-home-against-disaster/#respond Tue, 12 Oct 2010 20:43:56 +0000 http://www.homeownersinsurance.org/?p=1059

Depending on what region of the country a homeowner lives in, they may have to prepare their home against floods, hurricanes, tornados or severe storms. Weatherizing a home is an important step in attempting to prevent damage done by a natural disaster. Not only does this protect the house against damages, it may lower a homeowner’s insurance premium.

The articles below discuss how to prepare a person’s home against the unexpected weather Mother Nature can put upon them. Floods, storms, hurricanes, tornados, bad weather and earthquakes; there is something for every circumstance.

  1. Regional Disaster Information and Advice: Prepare your home against natural disasters, and also help protect the environment against natural emergencies. Discusses natural disasters, region by region.
  2. A-B-C Plan: Preparing home for natural disaster with the A-B-C plan-Anchor, Brace and Cover.
  3. Handyman Tips to Disaster Proof Your Home: A handyman’s perspective on defending your house against natural disaster. Tips and tricks for preparing house recovering after a disaster does occur.
  4. Bob Vila Tips: Using trusted carpenter Bob Vila’s techniques, your home will be weatherized and prepared for any disaster.
  5. Preventing Basement Damage: Basements are naturally at risk for flood and water damage. Here is a website describing products and techniques to prevent damage to your basement.
  6. Protecting Homes and Businesses: Protect your home, businesses or other shelters from flood damage. Damage from floods can also be damaging to your pocketbook, so invest in the future by preparing now.
  7. Easy Ways to Prepare For a Flood: Simple ways to prepare your home before a flood occurs, from waterproofing to plugging holes and entryways, ideas are easy to implement for anyone.
  8. Gutters and Flood Damage: Waterproofing your basement to help prevent flood damage. Also, discusses how clogged gutters are problematic in flooding situations.
  9. Natural Disaster Home Owner Insurance: Sometimes even with all the right preparation, damage may still occur after a flood. Having the right home insurance will help repair any damage sustained.
  10. Weatherize Your Basement: Remember to waterproof your basement to avoid flood and water damage during storm season.
  11. Realtor Disaster Advice: Flooding and water damage prevention tips, told from a realtor’s perspective.
  12. Hurricane Advice: Keys to surviving hurricane season. What to do before, during and after a hurricane.
  13. Storm Proof Your Home: Tips and tricks for storm season-proofing your home in an attempt to avoid damage.
  14. Flood Proof Your Home: British website giving advice for weatherizing a home for flood season.
  15. Blizzard and Snow Weatherization: Preparing your home against cold weather, snow and blizzards can save you money in the long run.
  16. Storm Season Preparation: Hands-on tips from a blogger in Florida about things to do prepare your house for storm season.
  17. Fire, Water, and Storm Insurance: Although, your home may have been weatherized against the disaster, it is still important to be insured for fire, water and storm occurrences.
  18. Hurricane Preparation Check List: Hurricane preparedness tips and a checklist. Easy ways to prepare your home and family before disaster strikes.
  19. Insulating Home Against Weather Damage: How to weather proof your home, with insulation tips from caulking to weather-stripping.
  20. Storm Proof Your Home or Business: A British site discussing how to protect your building or home against hurricane and storm damage. Tips for both residential and business owners.
  21. Tornado Proof Your Home: Tips to protect your house from tornado damage.
  22. Hurricane Proof Your Home: Hurricane proofing your home will help to protect your largest and most expensive asset.
  23. Sustainable Homes: How to make a sustainable house, yet also make it safe against natural disasters like hurricanes, tornados, and high winds. Describes what an earth-sheltered home is, and how to build one.
  24. Natural Disaster Home Owner Insurance: Protecting your home against floods, earthquakes, tornadoes, hurricanes and wildfires. Also, having effective and full insurance coverage that will assist you if damage occurs.
  25. Two Part Disaster Preparedness: Disaster preparation is a two-part process. First make your home as resistant to possible to damage, and two, be prepared for all emergencies that could occur. Having a communication plan and emergency materials on hand, will make disasters easier to deal with.
  26. Tornado Safe Room: How to build a tornado safe room in your home.
  27. How to Build a Wind Proof House: How to windproof your house, and prepare for high wind storms this winter.
  28. Tornado Preparation: How to keep your home and family safe during tornado season. Preparing home beforehand will reduce damage later.
  29. Hurricane Proof On a Budget: Hurricane your home on a budget. Even if you can’t spend a lot of money you can still steel your home against hurricanes.
  30. Preparing Your Family’s Home Against Disaster: As a parent, you will have children and yourself to worry about during a disaster. Getting your home weatherized beforehand will save time and stress later if disaster strikes.
  31. Earth-sheltered Homes: Earth-sheltered homes will protect you and your loved ones when natural disaster strikes.
  32. Disaster Preparedness: Secure both your safety and your investment by using this disaster preparedness.
  33. How to Prepare Your Home For an Emergency: How to prepare your home for an emergency; both indoors and outdoors.
  34. Preparation is Key to Surviving Disasters: Survival disaster includes preparing your home before disaster occurs. Article mostly geared towards earthquakes.
  35. Recovery and Preparation Tips: Australian insurance company discusses tips for recovering and preparing for natural disasters.
  36. Bomb Proof Wallpaper: How bombproof wallpaper helps to prepare a home for disaster. Save your money and save your possessions.
  37. Earthquake Safe Your Home: Is your home earthquake proof? You should hire professionals to work on your home and make it disaster proof.
  38. Earthquake Foundations of Your Home: Indian website discussing how to make your home earthquake proof by changing your building structures and components.
  39. New Construction Built to Avoid Earthquake Damage: Canadian website listing construction tips to reduce earthquake damage to new homes.
  40. Wind Proof Your Home: Weatherizing your home to avoid blustery winters and windy seasons.
  41. Retrofit Your Home: Retrofit your home to prepare it for the next earthquake. Retrofitting can cost a lot up front, but save money in potential earthquake damage.
  42. Winterize Your Windows: How to weatherize your windows against wind and rain storms.
  43. 25 Tips for Weatherizing Your Home: If you live in one of these five cities, you should weatherize your home. Also, 25 tips for weatherization are given.
  44. Summer Weatherization: People often forget to weatherize their home against summer heat. This article will give tips about weatherizing home for summer.
  45. Window Caulking: Weatherize your home by caulking and weather stripping your windows. Protects against heat, water and wind.
  46. Important Reasons to Weatherize Your Home: Is your home weatherized against potential threats from natural disasters?
  47. Benefits of Weatherizing Your Home: British article about weatherizing home benefits, both to use energy wisely and to prepare against disaster.
  48. Insulating Concrete Form Tornado Proofing: Using Insulating Concrete Forms to make your home tornado proof.
  49. Hurricane/tornado Proof Your Home: Advice about building a hurricane/tornado proof home. Tips so make sure that your home will be protected in the biggest storms.

Image Credits: http://www.flickr.com/photos/bcmom/4730503980/

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The Night the Lights Went Out in Your House http://www.homeownersinsurance.org/the-night-the-lights-went-out-in-your-house/ http://www.homeownersinsurance.org/the-night-the-lights-went-out-in-your-house/#respond Fri, 30 Apr 2010 15:24:12 +0000 http://www.homeownersinsurance.org/?p=390 The thing about nature is that you never really know when it’s going to really get rough. Disasters can hit at any time. Whether you’re talking about things like hurricanes and monsoons or whether you’re talking about lightning storms and hailstorms, the fact of the matter is there are plenty of natural events that can cause real damage to your house. While your homeowners insurance may help you to replace anything that gets damaged after the fact, it won’t help you get ready for the potential disaster in the first place.

One of the most common side effects of a natural disaster is a power outage. Whether a tree falls on your house or whether you have golf ball sized hail that blows a transformer, power outages just happen. In many cases, a power outage is the first stage in a natural disaster.

Here are some things you can do ahead of time in order to prepare for a power outage:

  • Get some emergency supplies. You don’t want to be the one running out to find supplies when there’s no power on the grid for 100 miles. There are some important items you should have on hand that can help you get through a power outage. You should have several dozen candles, for example. Matches and lighters are useful, too. You might consider a battery-operated space heater, or a space heater that uses some kind of gas and is safe indoors. You’ll want to have flashlights and batteries. You should have some canned goods and dry foods, as well as some fresh water and juices. Make sure you have some extra blankets, too.
  • Be prepared to keep warm. You should have plenty of extra clothes in case you lose power to your home’s heating system. Be smart about the cold, too. Don’t turn on your gas stove to provide heat. Use space heaters that are approved for indoor use, and that will automatically shut off if they tip over.

Be realistic about risks. If you live in an area that’s on the coast and there is a hurricane warning, be smart about it. No one is going to fault you if you head for higher ground. You’re much better off spending a couple of nights at a hotel 50 miles away just to be safe than you are being at home if disaster strikes. If there is imminent danger, get out.

Photo via edkohler

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