Whose Side Are You On?

Posted May 3rd, 2010
by HomeownersInsurance.org Staff (no comments)

If you’re a homeowner, there are times when you may feel like you’d be better off renting. Minor things, like a leaky faucet or a faulty water heater can be fairly simple to replace, if inconvenient. Other things can be much more complex and costly, such as having to replace your roof. There are plenty of other reasons that some people consider home ownership overrated, from the potential loss on a home’s value during a down economy to the larger amount you need to pay for homeowners insurance than what you need to pay for renters insurance.

One of the things that you may find you need to replace on your home is siding. The home’s exterior siding can be expensive to repair or replace, and it can also be time consuming. Still, it’s something that has to be done from time to time if you want your home to look its best.

Here are some reasons you might want to replace your siding:

  • You want a new look. Apart from major landscaping endeavors, replacing your siding is the best way to give the exterior of your home a decidedly different appearance.
  • You want to increase the resale value. Siding adds life to the exterior of your home. In addition, it may help to sell your home as the siding is one of the first things that a potential buyer will notice.
  • You want to save some money on energy costs. When you replace your siding, you can add insulation underneath to provide a moisture barrier and to help keep the cold out and the heat in.

Those things being said, you need to pick the right kind of siding for your house, your needs and your budget. For example, you might choose a brick exterior which will last for a long time. You might choose stucco. Vinyl siding comes in a variet of colors, and is relatively inexpensive. You might choose aluminum siding, although this is becoming less and less common as vinyl becomes more popular.

There are other, more exotic siding types. There is log siding that will give your exterior the appearance of a log home. There is glass block siding, and stone siding as well. Really, the best thing to do is to take a tour of your local home improvement megastore and see what kind of siding might best fit your house.

Photo via Editor B

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